Askari Instant Cheque Issuance

Overview

Askari Bank's Instant Cheque Printing & Issuance Solution is an industry-first digital banking innovation.

Enables customers to receive printed cheques instantly at designated branches in a single visit.

Fully integrated with Oracle FLEXCUBE (Bank's Core Banking Application), ensuring seamless initiation, authorization, and secure printing.

Eliminates traditional paper based cheque book processing, vendor dependency, and waiting time.

Getting Closer to the Customer!

STEP BY STEP GUIDE TO INSTANT CHEQUE ISSUANCE

Visit a Digital Branch
Visit a designated Askari Digital Branch to request Instant Cheques.
CNIC Verification
Present your CNIC to the branch officer, who will retrieve your account details through the Bank's core banking system.
Review Applicable Charges
The officer will inform you of the applicable charges.
Charges: PKR 1,000 + FED per cheque paper (4 leaves).
Request Processing
Once you provide your consent, the officer will process your request and print the cheque requisition slip.
Signature & Maker Approval
The officer will verify your signature and approve the request as the Maker.
Checker Approval & Printing
The signed requisition slip is forwarded to the Checker for final approval, after which your Instant Cheques are printed.
Instant Cheque Issuance
Receive 4 Instant Cheques printed on a single A4-size security paper.
Additional Cheques
Need more? Additional Instant Cheques can be issued whenever required.

Getting Closer to the Customer!

Despite multiple digital channels, physical paper based cheques remain a critical and mandatory instrument for:

Getting Closer to the Customer!

Getting Closer to the Customer!

Aspect	Before (Traditional Process)	After (Instant Cheque Solution)
Processing & Delivery Time	3–4 Working Days (or more)	Few minutes (real-time)
Customer Visits	Multiple visits	Single visit
Process Type	Manual + batch processing	Fully digital & real-time
Cheque Leaves	10, 25, 50, 100 Leaves	4 Leaves (Single A4 size Security Paper)
Workflow	Branch → CPU → Vendor → NIFT → Branch	Direct branch-level issuance
Dependency	External vendors & NIFT processing	In-house system-driven
Verification	Manual checks	On spot system-based authorization
Printing	Bulk printing by vendor	On-the-spot MICR cheque printing
Tracking & Audit	Limited timely visibility	Full audit trail & system tracking
Customer Experience	Delayed & inconvenient	Instant & seamless
Operational Efficiency	High manual effort (30 Days-CPU Return, After 60 Days Destroy)	Automated & efficient

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