Smart Salary Account

Overview

 ASKARI BANK COMPREHENSIVE BANKING PACKAGE

 

Exclusively for JCOs, NCOs, Soldiers, NCBs, NCSEs and Civilians Employed in Pakistan Army

Your Service. Our Commitment._

 

100% FREE BANKING

 

Askari Smart Salary Account - Current | Conventional & Islamic

 

  • Zero Minimum Balance | Zero Opening Deposit
  • Gold Debit Card: Free Issue + Free Annual Fee
  • Free: Cheque Book, Banker's Cheque, Online, IBFT, Mobile/Internet Banking, SMS, WhatsApp, 1-Link
  • Card less Cash from all AKBL ATMs
  • USSD Banking: Balance Inquiry, Fund Transfer, Bill Payment, Airtime. Bank bears service chargesexcept SMS Charges.

Key Features

INSURANCE & PROTECTION

 

  •  Accidental Death Cover*: Upto PKR 2.5 Million
  • Normal Death / Permanent Disability*: Upto PKR 1 Million

INSTANT SUPPORT, NATIONWIDE REACH

 

  • In addition to existing ATM Network, 80 New ATMs in 3 months + 50 ATMs every year for next 5 years exclusively included in the package.
  • Dedicated Team for Payroll & Query Resolution
  • Advance Salary Loan: Only 1% of loan amount or Rs. 350 (which ever is higher) 
  • Special Helpline & Complaint Portal on AKBL Website

 

WELFARE FOR SOLDIERS & THEIR FAMILIES

 

  • - Special Savings Schemes with premium rates for Jawans/JCOs/NCOs
  • Education Scholarships: PKR 100 Million/Year for children
  • Career Quota: 25 Jobs/Year for spouses/children of Shuhada & Soldiers
  • Retirement Rewards: 25 Phones, 15 Bikes, 15 Laptops on every anniversary of package. 
  • Benefits continue post-retirement for Smart Salary Account. Consumer facilities subject to eligibility

 

EXCLUSIVE DISCOUNTED FINANCING

 

Conventional: Personal Loan 1Y KIBOR+1.25% | Balance Transfer from NBP  

Islamic: Car 1Y KIBOR+0.75% | Home 12M KIBOR+1% | Solar 12M K+1.5% | Zero Prepayment Charges

 

ASKARI BANK STANDS WITH THOSE WHO STAND FOR PAKISTAN

*T&C Apply. Insurance subject to policy terms.

 

No documents available.

 

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Last Updated: Tuesday, 28 July, 2026

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